**Sorry for the newbie sounding ques, but despite doing these projects for a while p/t, I'm struggling to figure out how to setup a steady operation.

In doing this you've likely committed fraud since your entire intention was always to close with the 2nd at 100% LTV...I've watched the video where Pace describes this and in essence he says that treating them as two separate transactions is fine and there's no need to tell the lender.

Not interested in doing the manual labor side or being a property manager (I'm "old" and arthritic and 100% P&T disabled thanks to the ole Corps!)

We are committed to pursuing the ADU in the future, though it's probably still 1-2 years away.

. 🤞🏻 We aren't even close mate.Plus, we offer value with every post.Back in the day it would be a good week of 1 person mentioned the "T" city hehe

I am willing to learn and am committed to accomplishing my goal over the next 10 years.

I HOPE you understand what I am saying :) Thanks for your directness—I definitely respect your viewpointI’m fully committed to advancing in real estate, and I understand that meaningful networking is about mutual value.

t to something decent and you have to figure it all out on your own. 

Quote from @Carleton T.: I am a licensed contractor in Orlando, FL.  

Loan Commitment states: "There is a prepayment penalty of 1% on the loan for any partial or full principal reduction payments made before the end of the fifth year.