I think one of the big picture issues is to be frank for the average person the will proably get better risk adjusted returns in the stock market and maybe even bond market right now, so theres so very broad sense in which kind of the whole thing is broadly scammy. however its the hardest time to buy a house since at least the 80's more content or maybe even another site aimed more a primary home buyers, with stragies for that, rent vs buy analysis, much more local coverage etc, it's quite possible if not likley this may just be a lost decade for r/e investing.

You could start saving and cutting your expenses aiming at arriving at that specific amount for a down payment on the day of purchase.

We typically aim for 10% at minimum.Is it too late to re-negotiate price? 

Since then I have also purchased real estate notes (starting with $8,000)  I aim for a 1% payment which works out to about 10% return on an 18 year note.   

This improvement suggests a growing buyer interest and possibly limited inventory, creating favorable conditions for quick turnovers.Toledo OH - RE Analysis (April 2024) - House Sales (1).pdfDemographics and Economic FactorsPopulation and Economic CharacteristicsPopulation Size: With a smaller population of 5,341, 43620 offers less competition in buying and selling, which is beneficial for flippers targeting niche market needs.Income Levels: The lower median household income ($27,442) suggests a demand for affordable, refurbished homes—ideal for flipping projects aimed at cost-sensitive buyers.Housing and Ownership TrendsRenter-Occupied Properties: A high percentage (68%) of renter-occupied properties indicates a transient population, potentially less targeted for flipping.

I am aiming for a home between 150-250k, which i can afford if all hell breaks loose, at a 5% conventional 30 year term loan (unless a lender or someone else can suggest me a better loan) My question is what are the minimum requirements for obtaining such a home (capital wise, credit score wise, salary wise) Who can i specifically talk to for these numbers and help me understand tenant demand, areas, and more specific information about my market?

We're aiming for something designed and higher end, in part because we'd live in it for the duration of the remodel + houselift of the main house, and feel good looking at it from our house.

I am aiming for a home between 150-250k, which i can afford if all hell breaks loose, at a 5% conventional 30 year term loan (unless a lender or someone else can suggest me a better loan) My question is what are the minimum requirements for obtaining such a home (capital wise, credit score wise, salary wise) Who can i specifically talk to for these numbers and help me understand tenant demand, areas, and more specific information about my market?

Check with supplemental power providers in your areaIn an area with multiple property owners, a power co-op may prove beneficial.My $0.02 ...

I used most of the money to supplement my mortgage and some renovations on my portion of the house also, but the past year I have been saving most of the profits.