Quote from @Luke Carl: You get what you pay for here  Meaning too low cost would be a red flag?

Even though this would also be an equally small loan, banks can't turn those down if your credit is otherwise good because that is considered red-lining which is illegal for owner-occupied loans.

Any red flags or important clauses to include in our contract?

Look more into a long term hold strategy, if I can get an interest rate where I can break even or even go in the Red a little where the house is being paid for mostly by the tenant then I will look towards the appreciation down the road. 

RED.

If I am ever wrong, and libel someone, despite what appears to be every red flag, I could undo the career work of many BP employees, myself, and our founder Josh Dorkin. 1) I'll repeat my suggestion to add a sticky right up top of every topic.

I'm considering going with Vacasa, Red Awning, or Evolve.

(Red ocean) Should I change the way I am looking at this and view it from an abundant and creative POV where there is always opportunity and a chance to build? 

It’s a Red state so there are less regulations.Airbnb is pretty solid here too. 

YOU are the one that is putting up the "red flag. " I would not show you props if you are going to give such a hard time over this.