Hi @Shawn SmithI am a US loan officer in Toronto, assisting Canadians to secure financing in the US.

I have a clause in the lease that says the security deposit will be held in so and so bank with so and so address and interest rate will be xyz.

We started looking at coaching programs and some of these things just seem ridiculous at 20-40 grand, and some seem more like life coaching programs as opposed to real estate programs. we don't want to syndicate we really would just like to find someone that we can bounce deals / ideas off of and have them assist in underwriting and giving us a better sense of security that we are doing the right thing.

Quote from @Stetson Oates: The vast majority of disputes are over security deposits and the most a landlord could lose is 3x the deposit amount.Slip-and-fall or other major lawsuits almost never happen.

These properties today can throw cash like crazy, but you'll be dealing with a certain kind of tenant and depending on your tenant screening could be looking at higher costs due to poorer tenants.

Close your eyes and throw darts at one.

That's more like a typical security deposit to rent an apartment, lol. 

Living and working overseas can present unique challenges when it comes to securing financing, but there are definitely loan options designed for situations like yours.

and mortgage backed securities are  are up a half point as Powell speaks at his press conference. ouch.

If there are clear signs of negligence (kid throws down, paper towels, food, fats) then you can get the invoice from the plumber with the notes and present it to them.