Yes  I think the best move here is to asses your total monthly debt and see if a cash out refi will help decrease the total interest and monthly debt obligation.

Last week, I had a call that I was totally unprepared for.

Feeling overwhelmed is totally normal—it means you're taking this seriously.

Thats totally up to you and lender.

Hey Chris, a few thoughts here.Considering that office is not attached to the house, I wouldn’t add any footage to the total home square footage; however, you could advertise that office space and amount of footage and amenities in your remarks.If you’re a Realtor or are using one for the sale, your local MLS may have fields dedicated to additional footage for other buildings on the property, such as ADU’s.The other point is that typically, perhaps depending upon location, a space needs to have heating to count in the square footage, which this office doesn’t have if I understand correctly.Consider contacting an appraiser to inquire about how they would handle this space on an appraisal, or a Realtor.

For ID verification, I typically rely on Airbnb’s built-in process, as it’s seamless and keeps everything within their platform.

@Jonathan Greene I totally agree. 

So get the lay of the land but always rely on a local market expert to help guide you.First let’s get a basic handle on the Kansas City metropolitan area.

That added a 12% expense bump- totally changed the vacancy dynamics.

This reeks of total nonsense.