I don't even have to leave the house.The creation of that system for my business saved me an average of about 10 hours of work per week.

But I one thing I have learned in my short journey into real estate investing/business creation.

This answer to this will just depend on the skill of the person making the investments.It's like workers who have the maximum taken out on taxes so they get money back at the end of the year.They are happy as it's the only way they know to save.The other spectrum is people will have the least amount of taxes taken out as they want to grow that money all year long instead of the interest going to the government.I also agree that how you invest will depend on different stages of your life.In the early stages people are more risky for larger returns possible.Then over time the goal is slow growth to keep up or outpace annual inflation.As you get older wealth creation tends to be less of a goal over wealth preservation.It all comes down to do you want to make 200k a year and put in 50 hours a week or make 140k and put in 30 hrs with plenty of time to enjoy it??

It's helpful to read the language to understand what does - and what doesn't work to legally avoid due-on-sale clauses.Exemption of specified transfers or dispositions: With respect to areal property loan secured by a lien on residential real property containing less than five dwelling units, including a lien on the stock allocated to a dwelling unit in a cooperative housing corporation,or on a residential manufactured home, a lender may not exercise its option pursuant to a due-on-sale clause upon— (1) the creation of a lien or other encumbrance subordinate to the lender’s security instrument which does not relate to a transfer of rights of occupancy in the property;(2) the creation of a purchase money security interest for household appliances;(3) a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety;(4) the granting of a leasehold interest of three years or less not containing an option to purchase;(5) a transfer to a relative resulting from the death of a borrower;(6) a transfer where the spouse or children of the borrower become an owner of the property;(7) a transfer resulting from a decree of a dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property;(8) a transfer into an inter-vivos-trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property; or(9) any other transferor disposition described in regulations prescribed by the Federal Home Loan Bank Board.

IMO if you don't really LIKE what you're doing, you will really HATE it.If your motivations are solely wealth-creation then REI is only one path to success.Welcome to the land of opportunity and keep us posted on your adventures.

Th Wall Street Journal said it first:"The even bigger risk would be if the collapse of the single-family housing bubble led to the creation of one in rental properties."

Here again, the change was driven by a change in lending practices, specifically (IMHO, opinions vary) the creation of CMOs (collateralized mortgage obligations).

Here's my $0.02:I think the key for you would be to figure out long-term population trends and job creation in each bubble state.

Wealth creation.

I have yet to set up a 401k plan, hence my creation of this thread to get others opinions on which companies were the best to use and confirm that the consensus was that 401k options are better than IRA options.Since a solo401k plan I would intend to set up would not allow for employees, your mention of the following is not needed as there are no employees ,etc."401k plans require some form of customization.