So the letters from the neighborhood went unread, a court document with a felons sentence who was illegally occupying the property, provided by the county clerk that day, in-admissible because it was not certified.....all copies of correspondence from plumbers, septic providers and general emails, not admissible, all hear say unless they show up to testify...In a small town, that's a tough pill to swallow and most people don't want to get involved.So a bad tenant, (who went through the background credit check) ends up 5 months of no rent, added a pit bill to a non-pet property, added a boyfriend, (not on the lease) who later became a felon (now in prison) after he aimed a rifle at the sheriff's deputy on a neighborhood complaint, non admissible....hearsay, even though the address of the felon in the court records reflects he resided at the property.No, we did not have an attorney because we thought it would be a no-brainer.....the court system offered no advance help on what would be involved in this process......we'll see what the judge decides....the tenant brought her child to the courtroom, pleading that she has no where to go....Meanwhile, the owner who we represent, legally blind, who lived too far to travel, has a property that was a nice property until this tenant decided to change the flavor of a good neighborhood and put everyone through living hell.

They didn't want to work, their pension was supose to be enough and over the last 40 years HMO's have ruined health care cost and big pharma that sells those little pills in India and Canada for like .25 a pill but charge $4.00 here in the US... well who saw that coming 40 years ago...

I think what's making it a hard pill for me to swallow, is that every investor that I've spoken to has said that for a SFH investment loan, we should be able to get a 15% down payment.

But $8,000 to $18,000 deposit any work is done is a hard pill to swallow.

I guess this is normal but it doesn’t make the pill any Eastport swallow!

So back to my first point, it may be a tough pill to swallow but if you want to keep scaling and growing, DSCR cash outs are the quickest and easiest thing for you 

@Jay @Jay HinrichsundefinedAre you speaking of the naive and uniformed, those who swallow the greed pill and dream beyond common sense Jay? 

Also a good point to let the original duplex tenant know about the lease change, although it's a hard pill to swallow when he's overall such a great tenant!  

You need to focus on lead generation, and for this to happen you need to establish your self as a credible business.Look there is no magic pill.

Often it's experience, capital, and relationships that build your base for your wholesale business and most people who seek coaching think it's a magic pill.