Since i had capital and had access to my commercial banks for the best rates possible on vertical and horizontal loans..

Possibly break loan covenants and can't cure default, lender takes back property.  

We want to plan in the most tax vantaged ways (which includes keeping future AGI as low as possible) and open to new-age and creative concepts.Respectfully ask to keep discussion to topic vs. selling one's self or services seeking new business.

Am I just dense (a real possibility), or did I miss how to navigate account creation without a website for our business? 

PMC's are nickeled and dimed at every possible corner. 

Looking for some advice and possibly network opportunities.

I would love to invest somewhere in the vicintiy of where i live, not possible with the market. thanks!

First, the amount of learning I did since that moment 15 years ago cannot possibly be overstated.

@Sang Kim- thanks for clarifying you are trying to get a commercial loan ...this is a  completely different product than a home loan ...You still should be able to  locate and obtain a good commercial loan  without  having to pay any fees upfront  ( other than possibly paying for the appraisal after the  loan has been  approved )

Possible hold Lessons learned?