it doesn't make sense unless it's some kind of short term thing like a BRRRR - is that what you're looking at?

An eviction will make it challenging for her ever to find a quality rental in low vacancy areas.  

Look at your interest rates and do the math and then ask yourself if you put that money into another investment, would you make more or less money than you would paying down your mortgage?

Well worth the money.

This is the scenario:I buy a fixer with some hard-money.

Rents started to come down and I had to leave a lot more money in projects that I was in the middle of.  

Living closer to work saves time and money.

My conversion rate was higher because they kind of look like a wedding invite.In regard to lenders, join meetups and local facebook groups and ask for referrals.I’m doing larger commercial deals now and found I wasted a Ton of money on direct mail.

In a city like Philly, you will face many challenges - you need to learn the market and know the neighborhood and the block and make sure all of your numbers are within reason, you need very reliable contractors, you need a to understand the permit process, you need to be familiar with market expectations. 

I like that, unlike with say trading for a hedge fund, I can create opportunities for others rather than solely line the pockets of someone richer (that being said I still intend to make money).