BP has me convinced I can find what we need on the internet with googling + a possible pro membership.My husband has been in residential lending for almost a decade.

So you are telling me you are willing to take the chance that this person you met off the internet is going to give you $20,000 and promises to give you a balloon payment in 3 years.

You have an important tax decision to make, regarding a §1031 exchange, and you are seeking free advice on the internet.  

The other risk I see is if there are layoffs of the middle-management ranks or high tech programmer/analyst type jobs move offshore.As you move down the price ranges and even on the higher end price ranges, if they are priced right, they get sold, get sold pretty quickly, and still getting multiple offers.   

this is very tough loan to get and normally happens with friends and family or if you have free and clear property to use as cross collateral.. if you dont have that.then be very careful of fake lenders who will tell you what you want to hear and get you to send money in advance of funding.. internet is full of these types. 

Sorry if this question has been asked before...Has anyone used Starlink as a solution for Mid-Term Rental internet service? 

I like the idea but you forgot the cost of the internet service for the router which should cost approximately $50-$100 per month depending where you live.

is it likely that a brand new investor will cash flow by buying in a market they don't know, because someone on the internet told them to, and so they buy the first property they see on Zillow? 

also many HOA dues also pay for some utilities (water, internet, pest). you start adding up all those costs to pay on your own, you may end up paying more than the HOA costs.

Seek for mentors in your area or participate in internet forums to network with seasoned investors.Keep in mind that developing competence takes time, and by demonstrating curiosity at an early age, you've already made great progress.