Two parties that can work together and make each other a lot of money, but both sides all to often get in their own way and harm future profits over foolishness and ego.Both parties are guilty of stepping over dollars to pick up nickles, basically crippled by short term thinking.

hmm... definitely keep to your word as long as your words can't harm you from the beginning... which leads me to 45.

Read elsewhere here on what makes a good rental.Rehabs require special funding if the property isn't habitable.

Even maintenance can be tricky because some areas have habitability standards that require the landlord to make certain repairs.Ryan brings up a key point.

I get up at about 6am every morning (habit).

I was wondering if i should come in at 55k as well, or 56k or 60k....does it do any harm to lowball, will the listing agent just say no way, the bank has said 68 so get close or will they try to convince the bank....make your case for you?

I've had clients do this before... its technically not very ethical because thats kind of the definition of bait and switch...although if you never respond to them at all I guess its really no harm done.

I do have a copy of the Preliminary on PDF - I don't know how safe it is to share with someone but if it's not that harmful I can email it or post it for some advice.

We quickly found out that it does not always help someone to improve their score and get them into a home, only to have them lose it in 12-24 months because of the bad habits that got them there in the first place.

No 2 investors marketing habits will be the same.