The information shared is based on my experience and industry knowledge and should not be considered legal, financial, or investment advice.

So you went based on pricing.3.

We're willing to live almost anywhere in the greater Sacramento area based on what we can afford, provided of course that the property is in a decent neighborhood that has a good chance of attracting responsible tenants.As for budget, I believe we could get a conventional loan for properties up to $600k, but my strong preference is to find a distressed property (or seller!)

As Greg mentioned you can do a cost segregation on a STR, LTR, or other real assets but your client may not be able to utilize the benefits of a cost segregation based on their full situation. 

Business is based in California but I’m licensed to operate in Texas, Ohio, and Alabama in addition to California.

There are no free lunches man.I'm not an attorney so everyone should confirm with one. 

They didn't pay for it, so they don't take care of it like an owner.Before you make assumptions about costs based on a seller's contribution to improvements, find out what they improved? 

You’ll face hurdles like maintaining a steady deal flow, securing funding, managing renovations efficiently, and optimizing your exit strategies.This guide highlights key strategies for investors looking to transition from single deals to a scalable, volume-based distressed property investment model.1.

I'm a former general contractor and cabinet maker based in New York City.

Or, you could ask for a rate quote based on a range of credit scores and you can figure out what they'd charge you on your own.