You're best bet is to talk to management and see if there is an exception that can be made based on your plan.

To be honest folks;   Its more work then I guessed up front when SMS marketing to 3.5k leads over 30 days (excepting Sundays) and updating the automatic Do not disturb filters (triggerig on "never contact me..." replies), answering folks back, settup up new campaigns. 

Both exceptional plumbers but you know how some of us in the trades can be set in our ways. 

You'll have similar issues with a conventional mortgage except for the prepayment penalty. 

Nothing accomplished except to add confusion, complication, and make transactions potentially more difficult to close.  

I've never seen any Dem suggest government ownership, except for the handful who identify themselves as Democratic Socialists. 

Not a lot will change in the end, except more paperwork and some confused buyers and sellers. 

We generally 100% require escrow - this seems like something that could probably be figured out - we do have the ability if needed in rare exceptions to waive insurance escrows however - usually we only do so in cases like condos or PUDs where the HOA requires insurance through them and they take care of everything.

Josh,Well except for the 4 items you mentioned, then it's a walk in the park....

(The only exception is multi-families.