These are all ways to add value, maybe when you bought the home for 200k, it is worth 225k, then you put that 25k difference into renovations, and now maybe your home is worth 250-300k…I would sit down and write up a detailed plan and talk with the right people before shopping!

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If you really enjoy Tulum so much, continue creating the lifestyle where you can visit as often as you want for as long as you want, with who you want.

The insurance company may do what is called a "cancel / re-write" where they just cancel the policy that was in your individual name and re-write it to the LLC name - there shouldn't be any change in premium with most insurance companies. 

Solid 2-4 unit properties are so scarce in these areas (~21 sales in last 12 mo between the 2), the market simply doesn't allow a buyer with a low downpayment to enjoy any "income" out of the gate.

I think I'm going to write up a cautionary tale to post on biggerpockets when this thing is done.

You really need something in writing, and likely more than just one notice.

Most of my income is reinvested back into the business, which means my reported income is relatively low due to write-offs.2.

Or would I be wiser to wait until I have a 9-5 post college and just enjoy these years and hope market conditions become more favorable?

and get any missing info sent to you in writing.