This is a pretty old post - not sure why a newbie felt the need to resurrect the dead here - and I'm not sure the OP is still hanging around, but if he is:The first rule when you are in a hole is to stop digging.

From the looks of this website, they probably don't have an advisor helping them build systems, processes, etc. pretty much the whole business.

I've been pretty pedestrian just collecting AmEx points and moving them to Delta.  

We also put a little bit of effort into SEO so that it would come up in searches for corporate or midterm housing in our pretty small market.

While you're talking to the City, ask about any 'open permits', this property sounds pretty fishy.

20 to 25 year amortization is pretty standard for commercial loans, in my area at least.

A garbage disposal should be on a separate circuit, as they can draw a pretty decent Amp load.

I watch the guy since he started the chanel, but I don't know if trading is good with him.Yeah Kevin is pretty darn consistent and really good with his analysis.

Generally, no.I've done one myself so I know the process and ins-and-outs pretty well. 

Yeah, that seems to be the standard for Birmingham, pretty typical.