So, no viable case can be made against wholesalers  who operate legally in MD at the present time.  

My guess is that your current rate is sub 5%, so even with the MI of 0.55%, your current rate is likely still better than most anything you will get on a refi at present.

I like to keep things simpleEIther sell him 1/2 the share directly(Look to see if you can defer your gain/tax.Or look to become partners in a new property.

Too much money is tied up in the property at present but I will get it back as soon as rates begin falling.

Conduct a comprehensive inspection of the property to identify any significant issues or deferred maintenance.

Use an online mortgage calculator to get an amortization schedule and present it with the offer.

This could present great investment opportunities.

If you are flipping to sell, it may be best to present the house with an open airy feel that is ripe with potential.Kitchen finishes: Our primary home was a flip with white cabinets and black finishes.

WEst coast  OR WA AZ NV CA etc is all cash on the barrel head there are no deposits and no over bids.. winning bidder presents the cashiers check and they have won the deal on the spot.

The biggest lesson I learned is that there is nor time like the present.