Wind is one of the subtle items that Insurance companies are starting to exclude. 

I can accurately estimate utility costs as most util companies have estimated usages and amounts on their websites, but costs like maintenance, CapEx, make ready, etc., are much harder to estimate.

you can utilize a skip tracing company to get contact information for the owners.

I have even had paint over 10 years that was in decent shape that I was able to match and feather.Good luck

If you have a strong management company here in AZ, that is key. 

The government and HOA's favoritism toward big companies like Sonder.People will keep say the issue is saturation.

@Chungying ChuIf you want more liability coverage, ask your insurance company if you can increase it.

Instead, all the money from Subto goes to a company called New Reach. 

I worked for a US retail company that had a policy of accepting returns no questions asked and even when I accidentally uncovered someone seriously abusing the policy, my bosses wouldn't pursue the matter. 

For less risk, consider hard money or a business LOC.Remember that LLC might help in tax savings if you are going to have decent profit.