A law degree does not mean you know anything re wraps.If worse comes to worse, you can stop the foreclosure with legal action - it costs some but you will not lose your equity.I would not throw the baby out with the bath water re doing wraps and I do hope all works out for you.Reach out if you need a referral to a good AZ attorney to helpBe careful out there guysAlan Not to be too blunt, but you are handing bullets to a six year old with a gun.

But I also have to have a care.

My journey has been anything but conventional, but it has shaped me into who I am today.

.: Quote from @Benjamin Aaker: Since you will be renting it out you should get a conventional loan.

I would just be careful hopping back in now as interest rates and low inventory are making it very difficult if you aren't finding your own off-market options to buy.

If I donated to the aids health foundation expecting it to go to aids care or research, I would be very disappointed with this use of the money. 

• Should utilities, internet, or services like snow removal/lawn care be included, or not?

I have to usually explain that just because the owner made xyz does not the next person will or even care.

There are a lot more details that go into two VA loans and the downside but transitioning into a conventional loan on the  investment refinance will save you a lot of frustartion down the road.  

They don't care about Yelp or the internet.