A ground-up construction loan for a new investor on some vacant land would also be a no-go as you must be able to show successful exits (refinance or sale) from a few projects before that's an option.So, we need to be able to see funds in your account that can cover the down payment, closing costs, and some reserves left over that will allow you to start your rehab.• No entity to close in: Though an LLC/entity is not a must-have, it's a nice-to-have prior to seeking financing.

Right now, focus on learning, networking, and landing your first deal.

Quote from @Bhushan Shinkre: @Bonnie Low - totally, I want to find the right landing spot with this issue with Baselane.

Low Lot Costs: Land prices in Griffin are exceptionally affordable.

Spot him $10,000 and do a Texas off list tax sale for land, not a house.  

WIll let y’all know where I land 

Study appraisal techniques and valuation methods.I like to say you need a crystal ball of sorts, need to look at the history of the note, payments made, see where and why the note was created, understand the borrowers position, look at their ability to pay and find out as much as you can about the borrower, getting in their head so to speak.

try to buy some raw land and flip it. 

Am I able to just form an LLC, designate it's purpose as a QOZ Fund and then fund it with my own money to buy some land?  

Additionally, don’t overlook CoreVest or Patch of Land, which offer competitive terms and may align with your needs.Good luck with your new venture!