A Beneficial Owner is an individual who either directly or indirectly owns or controls a company.

There are 7 material participation tests and these are the 3 most common for real estate investors AND you need to meet one of them: Spend more than 500 hours on your rental businessDo substantially everything for the rental businessSpend more than 100 hours on the activity and no one other individual spends more time than you doAnother way to offset non-passive income (e.g.

Does it have to be 100+ hours for one of us individually, or can it be 100+ hours for my spouse and I combined?

This bill is misleading as it states it's to help the individual  losing the house by giving them the equity. 

Think about the things that would be important to you whether you’re a single individual, family, student or employee and decide what areas provide those things.

It’s all about individual tax planning.

Multiple reasons why - high turnover, language barrier, individuals not representative of your brand, etc. 

Once you identify trustworthy individuals, then you can proceed.Best wishes and best of luck on your journey!

What would your monthly payments be verses the combination of the separate accounts all with individual rates you're currently paying on? 

We were one of three in class of ~30 individuals (small or large, you judge) by the end of the 12 week program.