So much propaganda they only list peer-reviewed medical journals outlining the data and conclusions http://www.dogsbite.org/dog-bite-statistics-biblio...it's not a conspiracy that most insurance companies either do not allow those breeds on properties they insure or the exclude damage done by those "vicious breeds" it's an actual, real and present danger and very applicable to the aspiring and actual professional property manager/investor.

Readers should seek professional advice.

On the other hand, true private lenders are not professional lenders and hedge fund type lenders (which is what hard money lenders are), but instead are regular people in your circle and sphere of influence.

As someone commenting from their experience as a Spanish national and someone familiar with both markets, my goal is to share perspectives based on my personal and professional knowledge.I understand that you have a different perspective, and I appreciate you sharing it.

Readers should seek professional advice.

That doesn't pass a cursory BS test, and risks the appraiser calling out either fixed plumbing + permits, or a licensed professional remove the bathroom.

By a professional estimate I mean having a contractor bid the work, not just me estimating the jobs. 

I'd only add to get a professional inspection done with a very thorough team.

The mirage of get into Real Estate Investing, make ton's of money, get passive, do nothing, sip cocktails on the beach and professionally vacation the rest of your days sounds great, unfortunately it's a mirage. 

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