Maybe I can even pick up some tips on how to be a better loan officer as well.

There's no one size fits all of course, but generally the STR/MTR/LTR mix in a multi-family unit can be challenging because the way renters utilize these properties is so different.

The best thing to do here is utilize what's called a DSCR loan.

I've got a property under contractPurchase price $78K out the door (I have cash to close) Intent: build on the property which already has a functioning well, septic, and needs PGE installed Total buildout on the property utilities: $128K including the original land purchase price.

I too live in Marin, and feel it is a solid long term market for apprecaition, and utilizing the power of principle reduction.When it comes to refinancing, figure out what the loan costs will be, then divide that buy the monthly savings with the new loan in order to determine how long you have to maintain that loan to break even. 

Also, right now we are utilizing FB but we may change this next year to a platform outside of FB for better interaction and more security.

Remember when land buyers pick a target, they have TONS of work to do getting that property from dirt to payday, so they know their purchase choices, and they have a war chest usually stacked up ready to go.

Tenants may not occupy residence without utility service except during brief interruptions beyond your control.

While this meetup idea comes to fruition, would love to pick your brain about the Kingston area as I get fluent with it from a RE perspective. 

Now that I laid out the various details important to a listing, i bet you'll notice and pick em out as you view through this.