Unless the $115,000 she is already approved for is some type of special loan arrangement, she should be able to use it to purchase a multifamily home as long as it doesn't exceed that amount --- or if it does, she can use some of the $95K to bridge the gap.  

Something that would probably be a great fit would be a bridge loan. 

It will depend on the situation, but bridge loans are pretty popular for short term.

Im billing some utilities (water, trash in some cases) and cozy does send a summary when a tenant initiates a payment - very similar to erent.Im in agreement 100% that its a real PITA to make a third move to another platform, Ill personally cross that bridge soon as we close on the next building.

You can keep extending a bridge.

Most lenders will structure it as an interest only bridge for 12 to 24 months.

Have you crossed the financing bridge?

If you're looking for rentals, there are several that will fund your purchase as a bridge loan so you can still pick up properties quickly, then you'd refinance with a bank.Best of Luck!

I don't want to burn any bridges or just blow anyone off.

@Jeremy Bridges it really depends on how hands on you want to be.