It will take me  a few hours and a bunch of edits to tell my story, so here is a short Quick reply, i started real estate straight out of high school,in the toughest parts of south central Los Angeles no car no money i will say this if you learn how to communicate and talk to sellers in a humble sincere effective manner you will be surprised what a seller will be willing to do to sell their home to you, in my experience it is not who offers the most money it is who makes the seller feel more comfortable, im refereeing to FSBO's, reo's etc was not popular back then but foreclosures were on fire, i was pretty good at talking and adapting to homeowners in distressed i'm very big on what i call the "like factor" so i was able to arrange terms that some of you would not believe me if i wrote it in a post, my point is yes you can buy with zero money (if you have the knowledge and know how) it is several ways to get a deal done when you have no money.

I am going to leave you to read that if interested.2) Advice for living a life that will help ensure you change your genes for the better and live a better life as a whole.3) Reviews the fact that you as a conscious being can use your mind to change and adapt your genetic path.- One thing I liked was how he split up lifestyle changes.

The main reason for adapting this logic for now is that, we were simply not able to aquire the first one any other way.

I've been an entrepreneur long enough to know that business/strategic plans are not set in stone, and must be adapted as time goes on, but I still think it's incredibly valuable to have some idea of what your target is and the different avenues to get there.We're planning to start by house-hacking a multi-family locally here in Brooklyn first.But after that I'd like to start buying some properties that can cash-flow, and that's hard to do within NYC - it's more of an appreciation game here.

All things considered, Americans are amazingly adaptable, resilient and innovative people, we will bounce back, and the Real Estate marketplace is no exception!  

You either adapt and evolve or expire.

We have learned to adapted.

The Proposed Regulatory Prudential Standards for Non-Bank Mortgage Servicers put out by the CSBS could put all small lenders who are financing purchases of manufactured homes out of business in states that adapt these standards. http://www.csbs.org/regulatory/Documents/MSR-Propo...There is a commentary period and I would suggest you contact them with a detailed response of how it would hurt both your business and the consumers you serve. 

We made this change when we adapted the strategy to replace virtually all copper in our rehabs with pex, and all exposed electrical.  

After all, they have certain parameters that they legally must operate within.And yet another reason why a closing attorney (or escrow officer) is biased can be their (negative) experiences with wholesalers and deals that don't close.I suggest that you buy the forms disk intended for CA transaction from First Tuesday in Riverside, CA and modify/adapt to your purposes.