They tend to be younger folks (late 20s, early 30s) for whom proximity to downtown/bars/restaurants is important.

In MD, the agents do not negotiate with the banks as that is barred by law, but in DC we do, not that it is all that effective as the bank has their bottom number that they will take.

For up to 12 months, and in some cases longer, life insurance companies can provide a firm commitment to borrowers that today’s interest rate will be the interest rate when they close, barring any substantial changes to the property and its economics.

If I find a broken towel bar, they get charged for the replacement. 

Bar none, the best commercial financing on multi's is Freddie Mac & Fannie Mae small balance loans. 1 - 6 million loan amounts.

I tried searching the Indiana Bar website and found no results for unlawful detainer or eviction lawyers. 

There's a ton of bars, parks, restaurants and yoga studios that you can walk to.

I will type one word then when I hit the space bar my word will be deleted and starts to the next one.

:)  Yes the Tesla tiles are a non-starter for all bar the 0.01% with incredibly deep pockets.

I can "understand" buying an apartment building - but I don't go to bars, I don't drink beer, etc. etc. - their enthusiasm is lost on me.