Based on what you've told us, your rate should be at prime (7.5%), unless you are over 80% LTV, then it would be prime +1.Jeff

Be aware of California taxes that will hit you in their other funds based on your income level.

Can you deny someone's application based on this despite it being a medical marijuana card & not technically breaking the rules of smoking indoors?

Purchase price: $81,000 Cash invested: $30,000 I acquired this property at an 11% cap rate, which provides strong immediate cash flow.

The average homeowner is estimated to be underinsured by 40% based on replacement costs and that doesn't include the interior contents and assets, many of which are in the multi and even mega millions.

Because it is always changing, but not always warming.....gotta cover your bases y'know.... 

Following - I'm also based in The Bay Area 

My goal is to stabilize, refinance within 3-5 years, and offer strong returns to lenders.Your point about targeting SDIRA investors and high earners is interesting—how do you typically find and connect with these types of lenders?

We have made money buying properety based on cash flow (lower priced) rented out for a period, then selling to an owner occupant. 

Does anyone have any tips/ advice to help make sure my property will appraise for what I planned on based on my rehab?