Build on your strengths, being good enough to play college ball means you should be able to tutor kids around where you live.

This is not a common niche for an agent so it is always good to find an agent who specializes in this to help you get offers accepted.Does your lender call the listing agent to connect on each for your offers to vouch for the strength of your offer and give you a fighting chance against multiple other offers?

It's really sturdy by now, nearly impossible to drill a hole through strength.

There's little but heartache waiting for you unless you are committed to making renovation one of your strengths.

I've also got a buddy that's a commercial lender that's advised me that he'd be able to finance 80% of any deals that I'm interested in (depending on the strength deal obviously).My question really pertains to that remaining 20%. 

It's less about the borrowing rate cost of the money for the lender but the risk they assess to the loan itself based on strength of borrower, credit of the tenant, length of lease term, location, etc. 

Reserves will be determined by the Automated underwriting which will look at the overall strength of the Credit package.

It's great that you outlined your strengths.

Here are the questions we asked (I think I got these from a David Greene book but I probably inserted some of my own so take it for what it's worth):What experience they have managing rentals personallyHow many doors their company managesHow long have they been in businessWhat they feel their company’s strengths are.How they collect rentWhat systems they have in place to make things efficientHow long they have worked for their current company.What is the monthly percentage of rent they’ll take?

Those answers will help determine options.If you're tight on time, then embrace it and focus on your strengths (cash flow from your job.)