Jonathan,Unlike credit cards with "Intro Rates", HELOCs are a standard banking product. 

Reaching out to all you note/CFD veterans again.It's my understanding that in certain states, for delinquent/non-performing CFD's, you must go through a standard foreclosure process (once all other methods like forbearance and modification have been exhausted).

@Oladimeji SonibareRegarding Facebook Ads and the discussion about legitimacy in presenting yourself as someone who can assist these people, I’d offer this suggestion: Continue targeting the same audience on Facebook, but adjust your concept and marketing message.

Key concepts in zoning are the zoning maps, zoning matrix, planned zoning map, special/use variances.  

Renting an apartment for a year allows savings and familiarity with real estate concepts, but still requires rent payments.

Would you guys recommend them for standard investment loans? 

The Fund of Funds is a concept I want to dig into.

Some townhomes are like $250,000 and rent is still $2000+.Where I’m from, a $400,000 house would probably rent for about $2000 so I was pleasantly surprised to see how much more rent you can get per dollar, is this pretty standard or am I missing something about Freeport?

In several California cities there is this concept of 'banked rent'; that is rent increases from past years that were not applied.

(An exception is if you own 5% of the company you work for)Agree, this is a great summary post on REPS with core concepts on how to qualify. .I think the complexity comes in when people have edge cases - it becomes difficult to write a simple short post that educates everyone.