Any recommendations of a good realtor who understands the needs of an out-of-state investor who works the Lorain area of OH would greatly be appreciated.

I understand you are frustrated, mad and rightfully so.I will always be here for you and to support you all the way until the end. 

I had to look up what "variance analysis" meant.If I understand the question correctly, you're asking "What went wrong to not hit our 20% target?"

I can understand how a wholesaler would find some deals (I've heard some podcasts about that, essentially they're hitting the pavement) but I wonder how "investors" and "realtors" find properties if they are not using MLS/Zillow/Redfin? 

The better theming will attract a higher quality customer that understands the value.

I do not understand your remark as related to the DSCR loan.  2 ADUs are not allowed by f/f conventional financing but is not always enforced.Fortunately if you stay with the current tenant without a refi, by the time you pay principle it is likely the rent will have increased enough to absorb the increase mortgage payment. 

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.DM us if you’d like to discuss this logical approach in greater detail!

With the growth mindset you clearly have, you're building a solid foundation for success.

Hi Hellen, not sure I understand what you are saying.

I understand that a fideicomiso is needed if we are wanting to own a property by a beach (which we would).