A quick google search reveals that Minneapolis provides assistance for first time home buyers so there seems to be a problem with funds for first time home buyers in your locale too.

Here is another post on this subject from BP:Learn to Live Life on Your Terms through Real Estate Investing on BiggerPocketsPlease note I have not taken this course or have info on it, just posting what I found on a quick search of this site.

However, since market shift / rate increase even these guys have slowed down quite a bit.Regarding regulation, I think eventually Indy will have to regulate against Short Term Rentals.

Search them online and check out their websites.Meetups.

You should be easily able to wait out this slow rental period.- i question your underwriting and ability to make money on a $79k purchase with $12k rehab.  

You will get much further in your search by signing with somebody experienced in the space.

Rates are NOT high right now historically speaking. https://fred.stlouisfed.org/series/MORTGAGE30US   Sure, we have gotten used to historically anomalous low rates, but that does not mean we will get back there without the economy slowing down.

I would then start the search from there. 

Next bad news is there is only 12 1/2 acres there, versus the 25 we bought.The surveyor the day before had gone to the land registry to get a map.Contacted the Buyer agent we use, and asked to make sure his group did the title search as noted before. 

It's really slow.