Just keep in mind that using that emergency fund to buy your next property and having tapped a HELOC already may leave you in a bad spot if you run into a similar problem again.Also, I’m not 100% sure, but I have heard that personal loans don’t your credit more so than other types of debt so be sure you look into that if you go the personal loans route and then planned to finance your next purchase soon after.

Always looking to connect with like minded people. 

Keep in mind that they can increase that period if they get complains from the community, so make sure you're in good relationship with your neighbors.

Govt loans will typically offer loan mods, forbearance, and other workout/loss mitigation options if requested, but that is a feature of the loan, not law.

If you don’t mind a little more advice…when I’m running projections like this, I like to use the worst case scenario and if the numbers don’t work out in that scenario, I usually pass on the deal.

I occasionally get requests to manage commercial and love to have a referral source. 

I think Google is pretty sensitive to remove the images of people and you could start by requesting that Google remove the photo since it is likely that it depicts your tenants (whether it actually does or doesn't) and see if they will do it.I had not looked but I now see the bigger problem and that is that your Zillow listing shows the same thing.

I worked with this exact system but the investors wanted outrageous requests along with constant changes that made the project unprofitable.

I can see the angle they're going for but, no, it's not against fair housing.Your PM is most likely looking to get paid and/or their own attorney is also looking to get paid.Regardless of when your PMA is expiring, you should be able to request them to close the case.

Here are a few things that come to mind.