Hey Kyle, Evolve should have a 90-day clause, most property managers have this to protect their relationship with Airbnb and other platforms by honoring bookings up to 90-days.

However, once you move out and rent both units, forming an LLC might be worth looking into for liability protection.2️⃣ Zoning concerns?

By the way AB 2533 (Carrillo) – Unpermitted ADUs extends the protection of existing (not newly built) unpermitted safe units of SB13.  

She genuinely cared about my situation and worked hard to ensure that I got the best possible outcome.From the minute I hired her, she was 1000% dedicated to analyzing every single detail and protecting my interests.

And on top of it, you have a life insurance to protect your family in case of early demise.If it was so bad, why would so many sophisticated investors using them?

DSCR Loans only available when property is fully finished and turnkey, however you might want to look into a lender that offers ground-up construction loans and DSCR.Also - be careful around the modular home / quick property types since these mortgage loans typically have to be secured by foundational real estate, so anything that can be moved or not fully foundational is probably a no-go (can't foreclose/protect the investment as a lender)

When you are a lender, how do you provide protection for yourself so you don't lose your money?

This strictly relates to asset protection.

First, you need to form the LLC for this purpose and I would recommend having an asset protection attorney do this for you.

It's your duty to protect them and your relationship with them.Sure, "their interest lies more in the monthly payments" right up until the payments stop coming.