Primary residence loans are less risky than investment property loans, which is why they have more favorable terms than investment property loans.

Hey Chris would love to visit.  100% of my business is helping clients in all 50 states with purchasing vacation homes/STR properties. 90% of my clients use the 10% down loan because the lower down payment requirement and rates/cost similar to a primary residence.

Investment Info:Single-family residence buy & hold investment.

Investment Info:Single-family residence other investment.

Right now we have it split based on the square footage of our residences. 

I am currently house hacking my primary residence in California and just bought a rental property in Indiana. 

My parents live in a small town in Ohio so I might start there, but at the moment I’m just trying to build connections to find good markets, and from there deals ideally.

The terms Subsidiary LLC and Parent LLC don’t mean much on their own—they just describe one LLC owning others.

Another option would be to use the Section 121 exclusion for your personal residence.

Quote from @Donald Hatter: Pros:- Builders have many homes to sell at one time so it is easier to negotiate a better deal than with a home owner in the same neighborhood who is trying to sell their primary residence - Buyers bust out of deals all the time and builders don't like holding completed homes- Lower maintenance which leads to easier property management expenses.