But pay attention to the reasons why they said no, not just the "insufficient equity" part, but the other reasons too.

I hope your lease says that it is null and void in the case of any prepaid funds being insufficient.

I would suggest you tile up that part of the wall since the tiling there is insufficient, the way I see it. 

Can any of you think of an example where my owner's policy would be insufficient and we'd wish we additionally had the lender's policy?

If you try too hard to outsmart the appraiser you might end up dipping into your own pocket to service the debt when the income turns out to be insufficient to carry the debt on its own.How did you calculate the gross income and expenses?  

@Matthew Gould - insufficient information...How many properties at what lien amount and what are the fair market property values?

At this point in my life I've come to a realization, that If you want to be a successful person, you must exhibit successful habits and behaviors, I am going to work to being more disciplined than I've ever been from budgeting money to Time Management and better sleep and fitness/nutrition habits.

Just last month I had someone go from "Insufficient data, no FICO score" to >800 in a month.

It's how I maintain a strenuous day job in commercial construction mgt, my real estate side hustle, a long distance girlfriend, a busy travel schedule, and still get a good night of rest.Here's an outline of my principles/toolsInfluences: Getting Things Done by David AllenProcrastinate on Purpose by Rory VadenDeep Work by Calvin Newport (probably one of the best books I've ever read)Energy Management before Time Management (nutrition, rest, movement)Tools: Bullet Journal (this is new to my system & I love it- I'm a pen & paper kind of guy)Google Reminders (whenever one of my trusted systems aren't present)Google Inbox (vs.

If your capital is insufficient you can partner..