My recently departed tenant's deposit was not enough to cover all the repairs (repairs NOT due to normal wear and tear).

There are no penalties for an incomplete exchange, You would then just pay the tax like normal.

It's a little more work to find someone willing to do this kind of scenario, and in my personal case I just charge my normal rent and I'm content with that because it cashflows.

I understand a small drip or two would be normal wear and tear, but a stain this large seems excessive?

Normally the opposite is true i.e. rates down/asset prices up.

.- Interest Rate Management: Buying time until interest rates normalize or decline.

My original thought was to basically just triple what the normal vacancy rates were in the area, but I know that would not be super accurate.

It'll be done with little attention to detail and take longer for the report.For 5+ units, it's normal for the price to jump, because it's technically and legally a different kind of property.

You charge tenant for rent as normal through the release process, and once you find a new tenant you can prorate the number of days vacant to make sure tenant and you are both whole.

The lawyers will normally decide to offer only no PPP options as not to possibly conflict with the law, so the lender is mitigating possible risks in not being compliant.