This would be in regards to such things as negligence.

Often it is negligible to bump it up.  

I don't do anything negligent to jeopardize it.

However, these don't take into account the average American's ability to shift their budget from discretionary spending to non-discretionary in the event of a serious financial strain.ARMs make up less than 5% of all mortgages issued and they don't have the terms they once did that handcuffed borrowers so their systemic risk is negligible.

I mean, they're kids and I get that.... but this is nothing short of willful and intentional harm and negligence on the part of the tenant/family. 

Not sure where I would have gone negligent

I called the main office, and they informed me that there has been no flooding in the basement, no burst pipes anywhere in the building, and no roof leaks in the last few months.I offered that she pay for the assessment herself (from a reputable testing company, not a remediation company), and if it comes back positive for high levels of mold or toxic mold (because I know mold is everywhere in the air) that I will reimburse her the cost of the test and remediate the mold - if it wasn't due to tenant negligence. 

The penalties for this return start at $10,000... and that's just for non-negligent failure-to-file or filing an incomplete or inaccurate 5471.

I know they are liars and the thought of that seems ridiculous, but in this day and age, you never know.They'd have to have suffered some kind of actual damage due to some negligent/intentional act on your part to even have a case.

I’ve seen several flooded houses because of negligence on water heaters.