bridge would be your best bet from a private lender 

They setup to assist clients from all over the US and have great online/mobile banking system so you don't even need to go to a branch for your banking needs.

Admittedly I am new-er to the Valley, but from driving all over it, it seems that the West Valley is going crazy...they are building as fast as they can. 2 new chip factories and tilt-ups everywhere.I'd bet on the West Valley if it were me....

In fact, there are even financial markets that specifically bet on future levels of the Fed Funds Rate (unsurprisingly called "Fed Funds Futures").These futures correlate very well with certain bond yields which, in turn, correlate very well with mortgage rate movement.

I am betting that those with the biggest regrets are those that bought at the wrong time expecting COVID level occupancy was normal and those that didn't take the time to learn what it takes to run a successful STR.

Mobile homes and such? 

Do not go and invest out of state because people come into the forum and try to convince you to work with them on these goals (so ridiculous), you aren't ready for that and you have a good foundation somewhat locally.Your best bet, if you can't move, is to keep investing outside of New Jersey and stay close to your current property.

For that I'd say Title Closing Agents, if someone called in my markets and spoke with my primary ones about who does these "jazy" things I bet they'd point me out, or would at least pass on your info.

I'll also bet come Jan, they ask you to extend it because they haven't been able to find a new place...the answer to that is no.

Again, connecting with a local real estate agent in that area who knows the market inside and out is your best bet.