This seems like a perfect owner financing opportunity.

Those are opportunities for experienced investor but you're not experienced.

Would love an opportunity to pick the brain of someone who is seasoned in the game.

Selling an investment property, especially one with a low interest rate, shouldn’t be taken lightly.

I never heard anyone talking about stocks or investments.

No, I've not invested with SCDC, and it's not likely I will without evidence they can do / have done what they've claimed on their web site.

Fortunately for me, I started investing a time in the market where everything went up.  

@Kenneth Tiedemann if you're investing in San Diego, I've had good experiences with easy street capital and aqua funding.

To me the value in diversification is that it helps nudge you to look for other opportunities and revenue streams where you might otherwise just be content to stay in your lane and then you'd never find anything new. 

The opportunity cost of losing potential market gains in your retirement fund should also be considered.