I will insure the property as a non-owner occupant. 

Airbnb tech team is working on it they said but this is how I added categories besides the ones Airbnb suggested for my listings) Hi Garrett, I'm new to the STR world, but I own a digital marketing company for insurance and have been an SEO for the last 16 years.

Using your ratio that leave 13.38% for pm, insurance, maintenance/cap ex.  

Be sure you consult your agreements with them as well to determine if there is some other action you are responsible for.You may also want to contact your insurance to find out if and when they may step in and do something.

Insurance costs have been crushing cashflow on a lot of rentals as well - I've seen HOI quotes on $200k-300k houses come in as much as $200.00/month over expectations.

No longer can buyers underwrite to $1,000/unit payroll and $250/unit insurance expense. 

My principal/interest, escrow, and insurance is 1570, and my HOA is 306 and it includes water.

He had insurance on the S-Corp for one million and none for himself.

I've done plenty of deals without and agent, off market not even on the MLS but I'm one of those wholesalers that did things properly, had qualified buyers before even reaching out to sellers and strictly stuck with assignments.Biggest problem is so many "wholesalers" barely have the understand of a deed or what title insurance is so there's an immense amount of knowledge they need before hand which can just be provided to them by getting a license!

But you want your policies to be fairly firm.