You kind of have to pick a lane - do you want income or 4 units in 4 years?

I like targeting outside of where I would live for SF and small MF (1-4 units) because of the lower entry price, usually higher cash flow since your rental income is higher relative to your debt service, and your appreciation potential is high if you can read the writing on the wall.

If they notice you have another house and your debt to income can't cover it.

Different lenders can view income in various ways depending on who you speak with.

DSCR Loan (10% Down Possible)Debt-Service Coverage Ratio (DSCR) loans are based on the rental income, not your personal income.Some lenders allow 10% down, though 15-20% is more common.6.

We'd love to escape the cold Dutch winters and enjoy a warmer climate.When we're not using the property, we plan to rent it out as an Airbnb to generate passive income.

What kind of savings do you guys have in addition to the income savings each month? 

simple question to ask, are investor dividends being paid out of net operating income or reserves? 

It will take at the very least 200 units to achieve that income goal.

Financing OptionsParent Loan Options: Consider home equity loans, investment property mortgages, or co-signing a loan.Tax Implications: Speak with a financial advisor about potential deductions and capital gains.Rental Income Potential: Explore the option of renting out extra rooms to offset costs.5.