It may be required on a Commercial, DSCR, or Hard Money loan but I would encourage you to speak to multiple lenders to find out which specific loan program you need for your goals and qualifications. 

As mentioned above, they do have systems and reporting programs that make the report easier for you to understand.

Maybe it might be different in your market, but at least here in CA, no real estate agent is going to refer  a client slow poke big bank unless it’s specialized bank offering a specific program that caters to the needs to the borrower.  

Same scenario, with a 5,5,5,5,5 PPP structure Rate: 7.25% PAR30 Years Fixed I just closed on a DSCR loan at 5.7% last week. 7.25% is insane… On both conventional and DSCR programs you can get any rate you would like.

What program is this?

I was looking to start my real estate investing journey and was recommended your program.

First step would be to talk to the controlling government body about what you can do with it.

There has been an increase in gurus selling seller financing training programs because interest rates have risen.

I see that there are a lot of real estate education programs out there?

I imagine it is all just on for now especially since all government backed loan defaults are a full stop too.