It seems like you are either taking bad experiences that you have had, or things you have heard, and you are blanketly applying it to entire strategies that have worked and been helpful to tons of people. 

@Arun MaheshwariFrom my experience of working with over 400 investors, Richmond, Texas, is a promising location for single-family home investments due to its growing population, suburban appeal, and proximity to Houston's strong job market.

An investor having a positive experience with him does not negate the ones who have had a negative experience and vice versa.

Any advice or experiences you’re open to sharing would be greatly appreciated!

You don't need to know everything to get started; you need a foundation to build on, and the rest will come through experience and then refining your education.You can build a basic understanding of investing in 3-6 months.

I have an appointment with a lawyer, but id love to talk to anyone that has had experience of converting in the past in Hoboken.

If it is a heavy rehab you'll need experience to get a fix n flip loan on it.What kind if real estate exp do you bring?

Currently,I don't have any experience in RE investing but highly motivated to start it asap.

Because the chances of successfully concluding a wholesale transaction when you lack experience, knowledge and capital are so infinitesimally small that you’d be better off playing the lottery.  

Credit Unions are pretty great, as in my experience, commercial loan renewals tend to be automatic.