After 30 months I will have paid the loan down a little, forced appreciation, might have a little market appreciation and hopefully interest rates are lower in 30 months then they are now.

Nobody with a 3% rate would sell (unless the economy forces them) and jump into a 6%+ rate. 

The shorter the prepayment term has an impact on increasing the rate.4.

The email was also saying that the South Carolina law forces them to give an answer in two weeks and that was the last day!

The shorter the prepayment term has an impact on increasing the rate.4.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

@Olga Zelenko from a rent and leasing standpoint it is has had no financial impact thus far.

@Brad Herb Investing in a syndication via a Self-Directed IRA (SDIRA) offers tax advantages but comes with fees and limitations:Advantages:Tax Benefits: Gains grow tax-deferred (Traditional SDIRA) or tax-free (Roth SDIRA).Avoid Penalties: Keeps funds in the IRA, avoiding early withdrawal penalties.Diversification: Adds real estate syndications to your retirement portfolio.Disadvantages:Fees: Setup, custodian, and administrative fees can reduce returns.UBIT: If the syndication uses debt, income may be subject to Unrelated Business Income Tax (UBIT).Complexity: Strict rules; all income/expenses must flow through the SDIRA.Illiquidity: Syndications are long-term, locking up funds.Use an SDIRA if the investment is significant and the UBIT impact is minimal, especially with a Roth SDIRA for tax-free growth.Remember that RE, outside of retirement accounts, provides the biggest tax benefits.This post does not create a CPA-Client relationship.

So my other options were to use my good credit but of course all of the loans want to use my personal credit and impact my debt-to-income.

My father didn’t have a will, which has complicated everything, including forcing the sale of property.