For me, I prefer to use something with really strong accounting capabilities that also allows you to screen tenants, collect rent, and track your income and expenses.

Now you have a situation where you could have two insurance carriers fighting over who is going to pick up coverage. 

I will layout some information below and I am all ears to advice from there.Current savings: $12,500 (with the capability to pull funds from an IRA if need be)Currently working with a realtor I've worked with before in my rental market who is also an active investorI have the proper steps completed for a DSCR loan from a company found right here at BP and the process was smooth. 

We buy from a local supplier and get then for 600 with all, 500 to install, takes 3 hours.All the best, keep up the good fight :)  

We decided to fight the charges and file a case in small claims court (not knowing the future impact of a dinged credit).

I recommend you learn how to find properties off-market and drum up your own deals so you aren't fighting for scraps.

People with acquisition machines capable of doing this can quickly wholesale their entire inventory.2.

I find it more useful where I need up to date leases and online rent collection capability.

Just sucks I can't even fight it and she gets to hold my deposit.Quote from @Joe Homs: @Maleeha Moha this very rarely happens, but sometimes does. 

His advice was to hold my current property and continue acquiring single family homes with low money down for owner occupied and move around until I’ve maxed out my mortgaging capabilities.