All IRA-related transactions must be "arm's length", in other words, IRA can't get involved in any transaction with yourself, your immediate family members or any entities these individuals own or control. 

House hacking is not an option since I have a family. 

Recent discussions in Bloomberg and the Yale Law Journal shed light on the challenges posed by traditional zoning regulations and offer insights into potential reforms that could benefit co-living arrangements.Zoning Laws and the Definition of FamilyTraditional zoning laws often define "family" in narrow terms, typically limiting residential occupancy to individuals related by blood, marriage, or adoption.

But I wouldn’t be focused on a multifamily in your situation as they are pretty rare to find in an entry-level price point in this area and if they are under ~$1M it’s probably going to be in bad condition or in a bad location (with some exceptions of course, but harder to find that a single family home in a good location that will appreciate better). 

We have a single-family residence we own and have lived in for a number of years.

Investment Info:Single-family residence buy & hold investment.

We own a family cabin in Tennessee - was ~275k or so back in 2018.

Investment Info:Single-family residence buy & hold investment.

I would say that multi-family would be the easiest to wholesale due to how many there are in each metro market and the amount of MF buyers nationwide. 

Oftentimes the rest of our family can't make it so we just keep renting it and go somewhere else.I am thinking you will find that will happen as well.Can you tell us where it is located?