I was a bit worried when I was only getting a trickle of applications, but I realized that having someone fill out my electronic application--which doesn't let you leave critical fields blank--is in itself an excellent screening tool.

I just started applying for lending and have excellent credit with zero debt so it shouldn't be a problem. 

While qualifying for a HELOC is dependent on your home equity and your credit score, good or excellent credit makes it easier to qualify.

To maximize the number of transactions you’re involved in you will need to:Be Top of Mind when they think about moving - which requires consistent reminders.Be seen as an Expert – which requires a consistent message and Evidence of Success storiesGain their Trust – which requires communicating integritySo, start out by listing everyone you know in an Excel spreadsheet.Why Excel?

I did purchase some multi-family properties, however, along the way I also discovered "excellent" single-family home deals that were too good to pass up.  

They have been excellent with our clients.

Not only do most investors spend too much time sitting behind a computer polishing off their fancy excel spreadsheets, they rarely walk properties.

You can either buy in a linear market, where you can purchase an older home for $150K, get excellent cash flow and see an average of 3% appreciation.

Perhaps you are excellent at all four roles I outlined.

I don't have excel and it seems to be the only option that I can see.Thanks in advance!