My intention was something related to trying to figure out what would be the best loan depending on the time the house would be "held" or something like that, to examine that portion in detail..

Nouveau Riche will never publish those stats.

The town probably has a population of 5k-7k and it's in rural PA but close enough to a 20k population town that suspect is where most of the residents work at.I feel like the media is trying to help kick start people into thinking the housing market is at it's bottom to get people buying again but the stats I get from my local Realtor on absorbtion rates, DOM, and prices says it's not near over yet.We also haven't seen the mass majority of the option arms begin to reset yet, that's another 2 years away until that wave gets here.

I have been a Title Examiner and Director for over 7 years now handling many of the title processes from the basic re-fi's, to purchases, short sales, HELOC's, and reverse mortgages, taking loans from what we like to call 'from soup to nuts'.

Your best bet once you have the traffic and the stats to back it up is to find direct advertising from companies in that niche.

Study the area, the property, the stats, the local government, etc.Once you have done all that, run your numbers and run them solid.

Check the web for crime stats and sex offenders.

The study shall identify and examine various options for mechanisms under which lenders and servicers of such mortgages may make bids for forward commitments for such insurance in an expedited manner.`(2) CONTENT- `(A) ANALYSIS- The study required under paragraph (1) shall analyze--`(i) the feasibility of establishing a mechanism that would facilitate the more rapid refinancing of borrowers at risk of foreclosure into performing mortgages insured under this section;`(ii) whether such a mechanism would provide an effective and efficient mechanism to reduce foreclosures on qualified existing mortgages;`(iii) whether the use of an auction or bulk refinance program is necessary to stabilize the housing market and reduce the impact of turmoil in that market on the economy of the United States;`(iv) whether there are other mechanisms or authority that would be useful to reduce foreclosure; and`(v) and any other factors that the Board considers relevant.

I also went to real estate sales training and passed the state exam in Indiana.

I hope I can help some, but I am not a capital expert or an examiner.