We are a community of families, doctors, teachers, professionals, business owners, and we stick together in the hardest of times (remember most recently the Oct 1 shooting #VegasStrong).

I agree that experience is the best teacher but I'm not sure what I'd be missing out on by not doing business locally. 

Does anyone remember which podcast episode had the guy who was talking about how he built his portfolio using some sort of "program" he created to offer to retiring landlords which enabled them to collect a steady cash flow and defer taxes out?

FYI- My wife and I are both teachers in NC and make about 40k each.

They have offered portfolio loans (10/1 ARM or a piggyback fixed 30) that would enable me to do 10% down without MIP but a slightly higher rate (about .25% higher)3.

I am currently a school teacher working full time during the day and part-time building my RE business.

I presently have more rentals than I have fingers and toes, and no, I'm not shop teacher (wink). 

I have been working as a teacher for over a year.

Your assistance is enabling her to shirk her financial responsibilities.

An ideal agent would be someone who enjoys working with a first time home buyer, who has the heart of a teacher, and who is familiar with investing strategies.