My pockets are not deep, and I am a W2 wage employee part time RE investor.

Not sure how you can be 94% below projections without some gross lack of due diligence prior to purchasing these assets. 

The bankers involved got together to create it.Are the people at the Fed government employees?

It's really more fortunate than unfortunate when you think about it....a landlord invests money, that stimulates the local economy and hires contractors and their employees.

I would structure the lease as a corporate lease to the company, if the company wants the lease in the occupants (employees) name make sure to get a letter of responsibility from the company stating that they're financially responsible for the rental agreement. 

I am a full time employee with little kids.

The gross rent is roughly 8% before factoring in property taxes and insurance. 

I will say I think the average is closer to 20% of gross revenue. across the board for this type of service.

And back to Chris's point, if your tenant knows that NNNs can vary widely, they may prefer a gross lease anyways.  

You may get a settlement instead if their gross negligence is obvious to the insurer.