However, in adding the bedrooms, no new sq.ft will be added.

You might want to consider adding another bathroom if possible. 

Additional charges will be added to the next month's rent and due and payable at the same time.

A solid pre-screening of the contractor upfront that spells out the expectations should somewhat reduce or eliminate the question of one side bailing out on the other.

Zandi said the added cost would be even greater for Americans with lower incomes or credit scores."

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@Marie CopulHunker down and pare down your lifestyle expenses as much as possible so you can replace what you need as quickly as possible.I did have a client take down a 57 unit mixed use apartment deal that added $1.1M to his net worth and $180k a year in cash flow in 12 months but those types of results are not typical.However, some type of commercial real estate would be my suggestion and one where you are driving the ship so you keep most if not all the equity.I have some ideas for you and would be happy to talk you through them.

All they are doing is adding additional costs and getting zero protection.

For my short term rentals I am really going to focus on adding improvements that will increase my daily rate and guest experience.

So I'm strongly considering adding a handful of these to my buy & hold portfolio.I understand that there's no "risk-free" method to acquiring these properties subto, but have any of you had success over the long-term acquiring properties with VA loans attached?